MiFID II Disclosures

Last updated 1 June 2026

As an investment firm providing services in the European Union, Cyprus Popular Bank Public Co Ltd is required to make certain disclosures under MiFID II and the Cypriot Investment Services and Activities and Regulated Markets Law. The summaries below explain the key information we provide.

1. About the firm and its regulator

Cyprus Popular Bank Public Co Ltd is authorised as a credit institution and supervised by the Central Bank of Cyprus, within the Single Supervisory Mechanism of the European Central Bank. Investment services are provided in accordance with MiFID II.

2. Client classification

We classify each client as a retail client, professional client, or eligible counterparty. Your classification determines the level of regulatory protection you receive. You may request a different classification, although this may change the protections available to you, and any such request is subject to the applicable conditions.

3. Costs and charges

Before providing a service we disclose, in good time, the aggregated costs and charges relating to the investment service and the financial instruments concerned, including any third-party payments. We also provide periodic information on the actual costs incurred.

4. Conflicts of interest

We maintain a conflicts of interest policy designed to identify, prevent, and manage conflicts that may arise in the course of providing services. Where organisational arrangements are not sufficient to ensure that a risk of damage to client interests is prevented, we disclose the conflict before acting.

5. Order execution

Our order execution policy sets out how we seek to obtain the best possible result for clients when executing or transmitting orders, taking into account price, costs, speed, likelihood of execution and settlement, size, and nature of the order.

6. Appropriateness and suitability

Where we provide advisory or discretionary services, we assess the suitability of investments against your knowledge, experience, financial situation, and objectives. For certain non-advised services we assess appropriateness. We may not be able to act where we cannot obtain the necessary information.

7. Investor protection

Eligible investment business is covered by the Investor Compensation Fund, and eligible deposits by the Deposit Guarantee Scheme, in each case up to the applicable limits and subject to the relevant conditions.

8. Complaints

If you are dissatisfied, you may submit a complaint through our contact channels. Where a complaint is not resolved to your satisfaction, you may have recourse to the Financial Ombudsman of the Republic of Cyprus.

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Laiki Bank is a fictional brand and this Site is a prototype. These disclosures are illustrative and do not represent the regulatory status of any real firm.