Terms of Use

Last updated 1 June 2026

These Terms of Use ("Terms") govern your access to and use of the website published at laikibank.netlify.app and any associated pages (the "Site"), operated by Cyprus Popular Bank Public Co Ltd ("Laiki Bank", "we", "us"). Please read them carefully. If you do not agree with them, you should not use the Site.

1. About this Site

The Site provides general information about Laiki Bank and its services. It is intended for information purposes only and is directed at persons who may lawfully receive its content in their jurisdiction. Nothing on the Site constitutes an offer, solicitation, or recommendation to buy or sell any financial instrument, nor does it constitute investment, legal, tax, or other advice.

2. No advice and no reliance

Information on the Site is provided without regard to your individual circumstances and should not be relied upon as the basis for any financial decision. You should seek independent professional advice before acting on any information you find here. Any banking or investment relationship is governed by the separate written agreements you enter into with us, not by the Site.

3. Acceptable use

You agree that you will not:

• use the Site in any way that is unlawful, fraudulent, or harmful;
• attempt to gain unauthorised access to the Site, its servers, or any connected systems;
• introduce malware or interfere with the proper functioning of the Site;
• copy, reproduce, or redistribute Site content except as expressly permitted; or
• misrepresent your identity or impersonate any person.

4. Intellectual property

The Site and all content on it — including text, graphics, logos, the Laiki Bank name and emblem, and the design — are owned by or licensed to Laiki Bank and are protected by intellectual property laws. You may view and print pages for your own personal, non-commercial use. All other rights are reserved.

5. Bond verification

Where the Site offers a facility to verify the status of a bond certificate, the result reflects the information held in our registry at the time of the query and is provided for guidance only. It does not by itself create, confirm, or transfer any legal right or obligation. If a result appears inconsistent with your records, contact us before acting on it.

6. Availability and changes

We aim to keep the Site available but do not guarantee uninterrupted access. We may suspend, withdraw, or change all or any part of the Site without notice. We may also revise these Terms at any time; the version published here is the one that applies to your use.

7. Limitation of liability

To the fullest extent permitted by law, Laiki Bank excludes liability for any loss or damage arising from your use of, or inability to use, the Site, or from reliance on any content on it. Nothing in these Terms limits any liability that cannot lawfully be excluded.

8. Governing law

These Terms and any dispute arising from them are governed by the laws of the Republic of Cyprus, and the courts of Cyprus have exclusive jurisdiction.

9. Contact

Questions about these Terms can be raised through our contact channels. See also our Privacy Policy, Cookie Notice, and Disclaimer.

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Laiki Bank is a fictional brand and this Site is a prototype. The content above is illustrative and does not constitute the terms of any real banking service.